Tax Liens and Tax Lien Certificates

Tax liens, tax sales and tax lien certificates a hidden investment with guaranteed interest.

While your bank is paying you .1% to 3% interest on money that they’re earning up to 25%…most importantly the tax lien investors can make up to 25% interest…and it’s GUARANTEED…

The list below shows you basically what the tax lien investment can give you in GUARANTEED interest…there are redemption periods, adjustments for types of land…you’ll get to learn more about that later…but basically this is it…

There are 3242 Counties and Equivalents (Parish, Census Tracks, and Boroughs in the United States.  We break down the total for each state, and we also let you see how many links for that state we were able to find.  We have more than 800 links presently.

We’ll continue to make updates as new links come out.  Also any updates that we make is included at no extra cost.  Maybe you can visit other tax lien sites and see how much they charge probably by county or state.  Our goal is to give you as much information as possible.

Tax Lien Certificate and Tax Lien Interest Per State

The percentages below shows the possible guaranteed interest that you can receive.

• Alabama – 12% TLC
• Alaska – N/A
• Arizona – 16% TLC
• Arkansas – 16% TLC
• California – 18% TLC & Tax Deed State
• Colorado – 9% – TLC
• Connecticut – 18% TLC & Tax Deed State
• Delaware – N/A
• Florida – 18% TLC & Tax Deed State
• Georgia – 20% TLC
• Hawaii – N/A
• Idaho – N/A
• Illinois – 36% TLC
• Indiana – 10% TLC
• Iowa – 24% TLC
• Kansas – N/A
• Kentucky – 12% TLC
• Louisiana – 12% TLC & Tax Deed State
• Maine – N/A
• Maryland – 10% – 24% TLC
• Massachusetts – 16% TLC
• Michigan – N/A
• Minnesota – N/A
• Mississippi – 17% TLC
• Missouri – 10% TLC & Tax Deed State
• Montana – 10% TLC & Tax Deed State
• Nebraska – 14% TLC & Tax Deed State
• Nevada – 12% TLC & Tax Deed State
• New Hampshire – 18% TLC & Tax Deed State
• New Jersey – 18% TLC
• New Mexico – N/A
• New York – 14% TLC & Tax Deed State
• North Carolina – N/A
• North Dakota – 9% to 12% TLC & Tax Deed State
• Ohio – 18% TLC
• Oklahoma – 8% TLC & Tax Deed State
• Oregon – N/A
• Pennsylvania – N/A
• Rhode Island – 16% TLC
• South Carolina – 7% – 8% plus 4% added 2nd year – TLC
• South Dakota – 12% TLC
• Tennessee – N/A
• Texas – N/A
• Utah – N/A
• Vermont – 12% TLC
• Virginia – N/A
• Washington – N/A
• West Virginia – 12% TLC
• Wisconsin – 18% TLC & Tax Deed State
• Wyoming – 18% TLC

What is a tax lien?

In most states, counties and cities there are property taxes placed upon said property. When these taxes are not paid there is a lien placed upon the property. The county or city usually sell these liens to investors through an auction process.

The interest on these certificates is set by the state, they range from 8% to more than 25%. The interest is GUARANTEED.

REMEMBER there are things that will take a lot of time to explain, like foreclosures, redemption periods and the auction process that we won’t discuss here. We let the municipality or county explain that to you.

We just tell you who to contact, rather than post outdated sales information.

How do I purchase a tax lien?

1. Join our Foreclosures Auctions Family,
2. Look through the links that we provide,
3. Select a state or county of interest,
4. Look through their website and information,
5. Then decide if it’s for you.

Bank Foreclosures And Bank Sales

As you’ve seen in the news around the United States that foreclosures are on a 50 year high.  Bank foreclosures and bank sales can be a great deal if you can find them and make the deal.  It’s estimated that there are more than 1,000,000 properties in foreclosures at this present time.

Some people wonder if searching for these bank foreclosures is taking advantage of desperate people.  Many of these people in foreclosure want to
leave the property, some due to financial hardships, some just want to change their situation, some feel that they were robbed in purchasing these homes that might be worth less than their purchase price (under water).

Bank foreclosures and sales

Banks want to get rid of these foreclosure properties, it hurts the bottom line.  Certain bills still must be paid, taxes, water and sewer and maybe more.

Our Bank Foreclosure section will show you how to purchase bank foreclosed houses and properties…We have over 100 banks listed…these are links and information that will lead you
directly to the foreclosure….

You can do the research. We did.  It takes some time but it could pay off.  Or you can just JOIN US. We’ve researched over 1,000 banks and financial institutions to find foreclosed properties, some call them non-performing assets, others say REO – or real estate owned. We do not care what they call their repossessed properties…we just wanted to know how to get them….and now that we know we’re providing them to YOU…

What’s Out There?

We had to move the properties and addresses that we once had on our old site.  We did this because people constantly bothered the home owners.  Now we only place photos, cities and states on our site.  We will also place descriptions of properties when they are available.

The properties to the right are properties from banks. All properties that you see on our site are taken directly from foreclosure or sales list.

Here’s an Arizona auction single family home available.  This property is up for auction May 08, 2019

This is a single family 1 story home, has 5 bedrooms, 3 bathrooms, covered patio, in-ground pool, attached 2 car garage.

Property details:

• Arizona single family auction
• 1 story home
• living room
• dining room
• 5 bedrooms
• 3 bathrooms
• laundry room
• covered patio
• in-ground pool
• 2,600 sq ft
• HOA $60 per month

We hope that you enjoyed the photos of this Arizona auction.  They’re taken directly from the government site.  They’re used to give you an idea of what the property looked like.  If the property is still available when you join us take the opportunity to view the house during it’s open house.

There are more Arizona auctions throughout the year.   Arizona has real estate foreclosures, auctions, computer, auto and more for sale.

Government sales information

The United States government sells at auction many different types of properties, from real estate auctions to computers to cars and more.  What we want to do here at Foreclosures Auctions is find some of them that are upcoming for auction and present them to you.

NOTE: Our property description and property details are taken directly from the government sites.  The property might be different when you view it, please note that we can’t be held responsible for the accuracy of anything that the government states.

NOTE: The properties that we list are available at time of  posting.  If you join our site Foreclosures Auctions before the auction date, you’ll be able to see that property.  Remember the government might remove properties or change dates and information without out knowledge.  ForeclosuresAuctions.com is not responsible for cancelled sales, and/or property removals.

Please use due diligence when trying to purchase a property at an auction.  Do as much research as possible.

We go through the list and pick the properties that our team found most interesting

Here’s a Florida auction single family home available.  This property is up for auction April 23, 2019

This is a Florida single family home with 4 bedrooms, 4.5 baths, kitchen with breakfast area, living room, dining room, office, 2 covered patios, pool.

Property details:

• Florida Single family home
• detached
• 4 bedrooms
• 4.5 bathrooms
• formal living room
• formal dining room
• kitchen with breakfast area
• office
• 2 covered patios
• in-ground pool
• 4504 sq. ft.
• HOA $1,833 quarterly

We hope that you enjoyed the photos of this Florida auction.  They’re taken directly from the government site.  They’re used to give you an idea of what the property looked like.  If the property is still available when you join us take the opportunity to view the house during it’s open house.

There are more Florida auctions throughout the year.   Florida has real estate foreclosures, auctions, computer, auto and more for sale.

Government sales information

The United States government sells at auction many different types of properties, from real estate auctions to computers to cars and more.  What we want to do here at Foreclosures Auctions is find some of them that are upcoming for auction and present them to you.

NOTE: Our property description and property details are taken directly from the government sites.  The property might be different when you view it, please note that we can’t be held responsible for the accuracy of anything that the government states.

NOTE: The properties that we list are available at time of  posting.  If you join our site Foreclosures Auctions before the auction date, you’ll be able to see that property.  Remember the government might remove properties or change dates and information without out knowledge.  ForeclosuresAuctions.com is not responsible for cancelled sales, and/or property removals.

Please use due diligence when trying to purchase a property at an auction.  Do as much research as possible.

We go through the list and pick the properties that our team found most interesting.

AUCTION DATE:  APRIL 23, 2019  

Most people know that real estate can help build a families financial abilities.  Families have used the equity in their home to start a business, put the children through college, pay off other debts, buy a car or even purchase other real estate.

That knowledge and understanding of what home ownership or real estate ownership can do for you causes many to want to make that investment.

So here we’re going to look at 2 options that have people talking.  We’re comparing foreclosures and short sales.  We’ll try to answer your questions.

Foreclosures –

Let’s take it from the beginning.  When someone or entity wants to purchase real estate, they find the property then go for a loan (mortgage) to acquire that property from the seller.  That property is used as collateral for the loan (mortgage).  This mortgage can be made through banks, insurance companies, other entities or individuals.

The lender requires payments on that mortgage, if the borrower doesn’t make their payments the lender is allowed to start the foreclosure process.  That’s right the foreclosure is a process that allows the lender to gain possession of the property.  Joining our members you’ll find foreclosure property information throughout the United States.

Short Sales –

Up to til the time the title changes hands the home owner still has control over the property.  A foreclosure can take up to 2 years to be finalized and the property sent to auction.  During that time period the homeowner might want to end the foreclosure process and move on.  One possibility is to sell the property.

A short sale is a means of selling the property.  The mortgagee(s) (financial institution, individual) and all lien holders would have to agree to the short sale.  This would require the mortgagee(s) and lien holders to accept a lower price than is owed on the mortgage to be an acceptable selling price.

This requires a lot of paperwork, forms and documents.  Remember the mortgagee, more than likely, would receive a much lower amount than the mortgage loan.

What’s better to buy a foreclosure property or a short sale property?

The foreclosure process can be a long process.  There can be many court appearances, the emotional stress of losing your home.  The possibility of a marshall (depending on the jurisdiction) coming to your home to move you out.  There is a special pain that comes over people who’ve lost their home to foreclosure.

With a short sale it’s something that you can prepare for because once you go into contract it functions just like any other sale.  In many cases the mortgagee have given the homeowner (seller) a small amount of money $3,000 to $5,000 at the closing.  The homeowner can walk away saying that they sold their house.

How does a short sale or foreclosure effect your credit?

A foreclosure has a serious hit on your credit report.  Your score can drop quite dramatically.  Remember the foreclosure is similar to the repossession.

The short sale is recorded as a sale.  That’s it.

How to find and/or purchase a foreclosure or short sale property?

Foreclosures are available nationwide.  According to Attom Data Solutions there were 362,275 US properties with a foreclosure filing in the first six months of 2018.  That total is much lower than the peak of the housing collapse in 2010 of more than 1.5 million foreclosures in the first six months of that year.  There are still 100’s of thousands of foreclosures out there.  You can check with financial institutions if your looking to find a property, or you can just join Foreclosures Auctions that provides links to bank foreclosure information.

Finding short sales is much different.  The short sale market was quite active during the years 2006 to 2010 when there were many houses “underwater” (meaning the mortgage was more than what the house was worth).  Many people that were in that situation sold their property years ago, just walked away, or managed to go into mediation with the bank to do a loan modification.

Are there secrets to buying a foreclosure property?

No, not really.  The thing about buying a foreclosure property is to deal with certain issues first:

• Decide whether you want a property for personal use (home) or investment (rental), or flipping,
• do the research into the areas you might want to own a property in,
• use the internet to figure what’s a good price for  the type of property your looking for,
• determine how much you’d want to spend to purchase the property,
• make a visual inspection of the property, you might want to bring a professional,
• determine how much you’d want to put into repairs on the property,
• learn the specific process of purchasing a house from the institution or government that owns the foreclosure

Your due diligence makes a big difference in whether you get a diamond in the ruff, or a dud.

Foreclosures VS Short Sales Summary

Remember finding your properties early is very important in the buying process.  No bank or lender wants to hold onto a foreclosed property, there’s no money in that.  They want to get rid of the property.  Many jurisdictions require the owner to maintain the property, and continue to pay the taxes or other expenses on the property.

ALSO: This is something that you should keep in mind if you’re thinking about finding a short sale property the Home Affordable Refinance Program (HARP) that was created by the Federal Housing Finance Agency to help homeowners that were in properties that were under water (mortgage is more than the property was worth), or to put it another way had little or negative equity, has ended 12/31/2018

We provide sources for you to reach your goals.  We’ll add more information and answers to questions on this page, and others, you can come back as often as you like.

With the information we provide to our members you’ll get all the details, rules and deadlines directly from the source.

Come and JOIN FORECLOSURES AUCTIONS and we can achieve goals together.  When you join Foreclosures Auctions you’ll find links and information that will lead you directly to the source.

ForeclosuresAuctions.com – Foreclosures, Auctions, Grants, Tax Liens and more… Thanks You

We thank you for visiting our site…and we hope that you do join us in the real estate investing circle. We’re the source for government foreclosures, bank foreclosures, auctions, grants, real estate investing and tax lien certificates. We’ve compiled some of the best information on or offline.

Look at what we have to offer. We know that you see that it’s a great opportunity for success in the future. You must give up just hoping and wishing for a change. Take your growth and success into your own hands.

We hope that you join us and grow together.

Take Care.

Here’s a North Carolina auction single family home available.  This property is up for auction April 3, 2019 – RESCHEDULED

This is a 3-Level brick home with 5 bedrooms, 3.5 baths, kitchen with breakfast area, dining room, living room, family room with fireplace, 2nd floor bonus room and laundry room, screened-in patio, and attached 3-car garage.

Property Details

• Single family home
• all brick
• 5 bedrooms
• 3.5 baths
• living room
• dining room
• kitchen with breakfast area
• family room with fireplace
• screened-in patio
• 3 car garage

We hope that you enjoyed the photos of this North Carolina auction.  They’re taken directly from the government site.  They’re used to give you an idea of what the property looked like.  If the property is still available when you join us take the opportunity to view the house during it’s open house.

There are more North Carolina auctions throughout the year.  North Carolina has real estate foreclosures, auctions, computer, auto and more for sale.

Government sales information

The United States government sells at auction many different types of properties, from real estate auctions to computers to cars and more.  What we want to do here at Foreclosures Auctions is find some of them that are upcoming for auction and present them to you.

NOTE: Our property description and property details are taken directly from the government sites.  The property might be different when you view it, please note that we can’t be held responsible for the accuracy of anything that the government states.

NOTE: The properties that we list are available at time of  posting.  If you join our site Foreclosures Auctions before the auction date, you’ll be able to see that property.  Remember the government might remove properties or change dates and information without our knowledge.  ForeclosuresAuctions.com is not responsible for cancelled sales, and/or property removals.

Please use due diligence when trying to purchase a property at an auction.  Do as much research as possible.

We go through the list and pick the properties that our team found most interesting.

The Tax Cuts and Jobs Act passed December 2017.  Within the act was the creation of the Qualified Opportunity Zones (QOZ’s).  This was created to help encourage economic growth and job creation in distressed communities. through tax incentives, they are designed to spur economic development.

Opportunity Zones are designated covering parts of all 50 states, the District of Columbia and five U.S. territories.

Under certain conditions, they may be eligible for preferential tax treatment.  To become a Qualified Opportunity Fund, an eligible corporation or partnership self-certifies by filing Form 8996, Qualified Opportunity Fund, with its federal income tax return.

We’re not going to get into the possible tax benefits in detail here.  The links below will be able to help you further if you find QOZ’s interesting.  We just want to open your eyes to something new.

Here are 2 links that will give you more detailed information on QOZ’s:

IRS Opportunity Zones Frequently Asked Questions

Community Development Financial Institutions Fund

Please speak with your tax and/or legal advisor to see if this is right for you.